Customers needing a personal loan can apply for the Wells Fargo Fixed Rate, Fixed Term Personal Loan. Under this personal loan, users can borrow up to $100,000 with no collateral required.

Wells Fargo offers personal loans designed for debt consolidation, home improvement, funding for large purchases, or covering cases of emergency. Through this plan, customers can apply for a loan without origination fees or prepayment penalties, allowing users to pay ahead of schedule.

Apart from this, Wells Fargo also provides competitive fixed rates, fixed terms, and fixed monthly payments. Applicants who are interested in a lowered interest rate can get this limited offer. However, applications for an unsecured personal loan must be sent in by March 31, 2019, for the promotion to be availed. The 0.50% reduction only applies to new loans approved for the eligibility period.

Relationship discounts of 0.25% will also be given to qualified customers. However, it’s best to note that only individuals with automatic payments and checking accounts enrolled with Wells Fargo will be considered for relationship discounts.


Interested parties may apply for a Wells Fargo Personal Loan online. Other options in opening an account include visiting a branch nearby or by calling the bank’s hotline number.

To qualify, applicants must be a resident of the United States or a resident alien to be approved for a personal loan. Social Security Number, employment and income information, as well as loan and line information will also be asked from customers. Additional documents might also be requested from customers when necessary. If the application is approved, users can take out loans ranging from $3,000 to $100,000.

Under the Wells Fargo Personal Loan, fixed rates can range from 7.49% APR to 24.49% APR depending on the applicant’s background and financial history. The new rates have been effective since January 2, 2019.

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A Filipino-Chinese, Maricar Sze is highly educated and well travelled. With a Bachelor of Science in Computer Studies majoring in Information Technology. She is a business owner providing services to small to medium businesses in Australia. In earlier years, Maricar worked for American companies Verizon and MCI in Technical Support activities. Over some 8+ years in the SEO industry, Maricar is also a Google Certified Ads Specialist. With skills and expertise, she is responsible for shaping and implementing website optimisation, content marketing, PPC and quality measures for digital campaigns. Other interests include travelling, watching Netflix, and frequently volunteers at children hospitals or shelters.